Sacramento Workers’ Compensation Benefits
California law requires all employers to provide a safe workplace and carry Workers’ Compensation insurance—even if they have only one employee. Despite these protections, workplace accidents remain common and can cause injuries ranging from minor sprains to catastrophic conditions like traumatic brain injuries (TBIs).
Medical bills and lost income can quickly overwhelm an injured worker and their family. Fortunately, California’s Workers’ Compensation system provides benefits to help employees cover medical expenses, replace lost wages, and receive disability support. If you or a loved one was injured at work, our experienced Sacramento Workers’ Compensation benefits lawyers at Walters & Zinn, Attorneys at Law can help you pursue the benefits you deserve.
Who Is Eligible for Workers’ Compensation Benefits in Sacramento?
To qualify for Workers’ Compensation in California, you must meet these requirements:
- Employment Status: You must be an employee. Independent contractors, freelancers, and consultants are generally not eligible.
- Employer Coverage: Your employer must have Workers’ Compensation insurance. In California, this is mandatory, regardless of business size.
- Work-Related Injury or Illness: The injury or illness must arise out of and in the course of your employment. For example, a fall at work or an illness caused by exposure to toxic chemicals would qualify. Injuries that occur while off the clock, while under the influence of drugs or alcohol, or while engaging in criminal activity are typically not covered.
- Timely Reporting and Filing: You must report your injury to your employer within 30 days. You must also file your Workers’ Compensation claim within one year of the date of injury or diagnosis of a work-related condition. Occupational illnesses may require documentation from your physician to establish the date of awareness.
What Workers' Compensation Benefits Are Available?
Depending on your case, California Workers’ Compensation may provide:
- Medical Care: Full coverage of medical expenses related to the work injury, including doctor visits, hospital care, prescriptions, and rehabilitation.
- Temporary Disability Benefits: Payments to replace lost wages if you cannot work while recovering. Typically, these equal about two-thirds of your average weekly wages, with a 2025 maximum of approximately $1,625/week and a minimum of $230/week (depending on earnings).
- Permanent Disability Benefits: Payments if your injury or illness results in lasting impairment that affects your ability to work.
- Supplemental Job Displacement Benefit (SJDB): A voucher of up to $6,000 to help pay for retraining, education, or skill development if you cannot return to your previous job.
- Death Benefits: Payments to surviving dependents if a worker dies due to a work-related injury or illness.
Common Workplace Injuries Covered in Sacramento Workers' Compensation Claims
Workers’ Compensation in California covers a wide range of injuries and occupational illnesses, including:
- Musculoskeletal Injuries: Sprains, strains, herniated discs, tendonitis, and repetitive strain injuries from lifting, repetitive motion, or overexertion.
- Fractures and Broken Bones: Often caused by falls from heights, scaffolding accidents, or equipment collisions.
- Traumatic Brain Injuries (TBIs): From falls, struck-by accidents, or vehicle crashes on the job site.
- Occupational Diseases: Long-term exposure to asbestos, chemicals, or toxic fumes that cause cancer, lung disease, or other illnesses.
Injuries caused by intoxication, self-harm, or serious misconduct are typically not covered.
What Steps Should I Take After a Workplace Injury in Sacramento?
If you are hurt at work in Sacramento, take these steps:
- Report the injury immediately to your employer—within 30 days.
- Seek medical care from an approved provider.
- File a claim form (DWC-1) to officially begin your Workers’ Compensation case.
- Document everything. Take photos, keep a journal of symptoms and treatment, and retain all medical records.
- Follow up on the insurance company’s decision. If your claim is denied, you have the right to appeal.
What Are Common Reasons Workers' Compensation Claims Are Denied?
Claims may be denied for several reasons, including:
- Missing the reporting or filing deadline.
- Lack of medical evidence linking the injury to work.
- Failure to use an employer-authorized doctor.
- Incorrect or incomplete injury report forms.
- Allegations of fraud or exaggeration.
A Sacramento Workers’ Compensation benefits lawyer can help you challenge a denial and fight for the benefits you are entitled to.
Our Sacramento Workers’ Compensation Benefits Lawyers at Walters & Zinn, Attorneys at Law Will Help
